Recently, I was the Chief Guest in Govt ITI College in a small city and was to address 150 plus freshers who were ready to take up challenges after acquiring technical SKILLS and be a part of the workforce. The theme was ‘Motivation for Self Employment’. The cheerful faces of both boys and girls (I would rather say young graduates) greeted me. Being a hard core banker, I was asked to deliberate on Self employment viz a viz how to start one’s own business or work rather than d